How to Qualify

Important Qualifications to Consider

Purchasing a home is a big step towards a successful future. Curious if you qualify?

There are important qualifications that you must meet to be considered for Habitat homeownership. Applicants must meet the following guidelines:

  1. Residency: Applicants must live or work in Loveland for one year prior to application.
  2. Housing Need: For Example
    • Overcrowded conditions
    • Unsafe housing
    • Rent is more than 40% of your income
    • Receive subsidized housing or Section 8 vouchers
  3. Willingness to Partner:
    • Meet deadlines for application process
    • Attend classes once selected
    • Complete “sweat equity” volunteer hours before moving into your home.¬†
  4. Ability to Pay for the Home:
    • Meet income range guidelines
    • Currently able to pay bills on time
    • No bankruptcy in past 2 years, no foreclosure in past 3 years
    • No outstanding liens, judgments or collections (non medical)
    • Be a US citizen or legal resident¬†
  5. Meet Income Eligibility

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