Required Documents

To process a Homeownership Application with Loveland Habitat for Humanity, you must provide the following documents as part of your application. Documents must be provided for both applicants and co-applicants, if applying together.

Many of these documents take a long time to acquire. Be sure to plan ahead and have documents ready before filling out your application.

Financial Information

  • COPIES of complete bank account statements (ALL pages) for ALL bank accounts for the last three (3) months
  • COPIES of all current credit card, automobile, and loan statements (including student loans)
  • COPIES of last two (2) years of W-2's or 1099 for ALL sources of income
  • COPIES of last two (2) years of Federal Tax Returns SIGNED (all pages)
  • COPIES of last two (2) years of Tax Transcripts
  • If you are self-employed: two (2) years minimum of self-employment history is required, as well as:
    • Last three (3) years of Federal Tax Returns including all applicable schedules
    • Last three (3) years of profit and loss statements, as well as 24 month of business banking accounts

Employment and Income information

  • COPIES of last 90 days of paystubs for every household member 18 an older
  • COPIES of last paystub of previous year and first paystub of current year
  • Verification of Employment Form for each employed applicant (completed by employers)
  • If you have the following: Documentation of non-employment income
    • Proof of alimony and/or child support (include Child/Alimony Support Orders and Family Support Registry Report to include all distributions for the last 12 months and/or deposit records for the last 12 months)
    • Statement of Disability Income
    • Statement of Social Security Income

Residency, ID, and Citizenship

  • Copy of valid Colorado Driver's License or Colorado Issued ID for all applicants
  • Copy of Birth Certificate, US Passport or Legal Permanent Resident card for all applicants

Rental Housing Information

  • COPY of current Lease Agreement (must live or work in Loveland to apply)
  • Proof of six (6) months of Lease Payment History
  • COPY of most recent Utility Bills
  • Request for Landlord Reference (completed by your landlord)

If the following apply, you will also need to supply:

  • COPY of Divorce Decree
  • COPY of Bankruptcy documents with dated discharge letter and/or Foreclosure documents
  • Written explanation of circumstances of Bankruptcy and/or Foreclosure
  • Receipt of Collections Paid and/or most recent hospital bill showing amount due or paid off

 

If you have any questions, contact [email protected] or (970) 669-9769.